How to Get Cheaper Car Insurance

Hello there, my name is Shak.  I'm going to tell you the secret of getting cheaper car insurance. Before I continue I want to emphasis how important it to tell the truth on the insurance proposal form. If you intentionally withhold information or try to deceive the insurance company. Your insurance may become invalid. Now insurance companies use a catalog of facts to work out your premiums. Some of these facts are your data of birth, where you live. how much experience you've got. Even where you park your vehicle One of the easiest ways of saving money of your car insurance, is to look carefully at your job title. Did you know a music teacher would pay 80 pounds more for insurance, than just a teacher. This is because the insurance companies believe, that as a music teacher he or she will be focused on his music whilst driving, and therefore more likely to have an accident. The insurance companies would charge a chef 98 pounds more for insurance, than for kitchen staff. 

Because the insurance company believes, that a chef will be the last person to leave the kitchen. They'll be tired. Eager to get home. Therefore, more likely to have an accident. Now if you're a full-time parent. Put that down on the insurance proposal form. 

Your insurance will be 300 pounds cheaper, then if you put down your unemployed. So, if your job role has various job titles play around with it, and put down the one that will get you the cheaper insurance. However, I must stress, that the job title you put must accurately describe your role. Otherwise, it could leave you open to prosecution. Another way of getting cheaper car insurance, is to have an additional driver. An experienced person with years of no claims' bonus as an additional driver to your insurance Now it's a crime to say that someone is a main driver of your vehicle when they are not. However, it's perfectly legal to have an additional driver. Having an additional driver, could save you hundreds of pounds of your car insurance. The third tip, I'm going to give you to getting cheaper car insurance. Is to start shopping around at least two to three weeks before you need insurance. The shocking fact is the insurance companies, will charge you, between two to three hundred pounds, just for leaving it to the last day. I hope you found this information useful so please give the thumbs up, as it helps us to make more videos.